In the world of Structured Settlements, holding on to the benefits as Structured is the original plan for most Annuitants, and the legal counsel who helps to obtain their client?s settlement. But, for most people, life has times when one needs more money to accomplish their goals. The Settlement can be a source of funds for many of these times. Just don?t let the Settlement be Gone with the Wind! (There one day and gone the next.)
When a financial emergency arises, and there is no other source of money, then a Structured Settlement can be a smart source to help you through. Typically a Structured Settlement can be sold to obtain the money one needs. These future payments are sold to a buying company and they will provide you with a sum of money for a portion of the total annuity. Keep in mind, that you are able to sell ?portions? of your annuity payments, so that you will be able to keep the other portion coming to you as scheduled. Much of what is best to sell will be determined by how much money one needs to cover the emergency. Hopefully only a portion of your annuity will have to be sold to obtain enough funds.
When you hear a quote for a very large amount of money, for selling all of your Structured Settlement ? it can be tempting to sell, imagining all of that money! But in most cases, it will be best to only sell a portion of your payments or lump sum benefits to obtain your financial goals. Keep in mind that there might be future times when your annuity will be needed. Don?t sell everything in one fell swoop ~ or it will be Gone with the Wind!
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